Buying in Spain
Property purchase cost calculator
A realistic breakdown of what it costs to buy property in Spain — including transfer tax, notary, registration, legal fees and a mortgage estimate.
30%
3.50%
25 years
Estimated monthly mortgage
€1,752
Down payment€150,000
Transfer tax (7%)€35,000
Stamp duty (1.2%)€6,000
Legal fees (1%)€5,000
Notary€1,200
Registration€800
Mortgage costs (1.5%)€5,250
Total upfront€203,250
Estimate only. Costs vary by property and buyer profile — request a personalised quote.